Personal Online Banking

All personal banking clients, please enter your online credentials here:

e‑Treasury Business Banking

Safeguarding your online banking sessions is our top priority. For information about how you can help protect your online banking sessions, or if you need additional assistance with your e-Treasury log-in, please contact Client Support at [email protected] or 855.274.2800.

Download our e-Treasury Secure Browser

Business Online Banking

Lost or Damaged Token
Forgot password or PIN?

If you need assistance, please contact Client Services at [email protected] or 855.274.2800.

e‑Treasury

Download our e-Treasury Secure Browser

Download the Sterling e-Treasury Token Client

Business Online Banking

Lost or Damaged Token
Forgot password or PIN?

If you need assistance, please contact Client Services at [email protected] or 855.274.2800

Home equity loan

Convert the equity in your house into the cash you need now, with a predictable monthly repayment schedule. You’ll get a lump sum and can use the money for almost anything you want.

Apply

or call us at 877.647.5137

Benefits

Amounts start at $10,000
Funding available up to $500,000
The security of a fixed-interest rate
Get the full amount all at once
No closing costs¹
Terms from 5 to 30 years

Popular uses

Home improvement
Debt consolidation
College tuition
Medical or dental expenses
Vehicle financing

Frequently asked questions

What is a home equity loan?

A closed-end home equity loan has a fixed interest rate, so you always know your monthly payment. You get the entire loan amount up front in one lump sum. If you know the exact amount of money you need to borrow and will be using the funds over a relatively short period of time, this product may be a good choice for you.

What does "home equity" mean?

This term essentially represents how much equity is in your home, which is calculated by subtracting the unpaid balance of your mortgage from your home's current market value.

Should I choose a home equity line of credit or a home equity loan?

Generally, a home equity line of credit is a good choice if you aren't sure exactly how much money you may need and over what period of time you'll need it. A home equity loan, on the other hand, is ideal if you want access to a one-time lump sum of money and more predictable repayment terms. Get in touch with a Webster banker today for help choosing the right product for you.

How does a home equity loan work?

You choose the loan amount and term length. You'll receive your loan amount in one lump sum, to be repaid monthly with a fixed interest rate.

Disclosures

¹Home Equity Loan: No closing costs on loan amounts up to $500,000 in all states that are secured by 1-4 family, owner-occupied residences. Hazard insurance is required. Flood insurance is required, if applicable. Certain prepayment penalties may apply if the loan is closed within the first three years. Please contact us for those amounts. This offer is subject to change without notice. Loans are available for properties in CT, NY, MA and RI. Contact a Webster banker for availability in other states and for loans over $500,000.

All loans are subject to credit approval. Please see a Webster banker for details.

Home equity loan

Frequently asked questions

Ready to get started?

Disclosures