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Tax-Deferred Annuities

These investments can be a great way to generate retirement income for life. They grow tax-free and you only pay taxes once you start receiving payments which you can receive on a steady basis or as a lump sum.

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Employee Retirement Plans

Competition is high when looking for and keeping employees who will work hard to help make your business a success. Stay ahead of the competition with retirement plans designed to meet your needs and theirs.

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.

Tax-deferred annuities 101

Fixed annuities

Pays a specific, guaranteed rate interest rate on your contributions

Variable annuities

Interest rates will vary depending on the investment’s performance

Income/Immediate annuities

Can provide income almost immediately after purchase in monthly, quarterly or yearly installments

Important information
  • Withdrawals made prior to age 59½ may result in a 10% IRS penalty
  • Guarantees are based on the claims-paying ability of the issuer
  • Withdrawals of taxable amounts will be subject to income tax and surrender charges may also apply
  • Fixed and variable annuities are suitable for long-term investing such as retirement investing
  • Variable annuities are subject to market risk and may lose value

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Tax-deferred annuities

Every investment decision comes with its own risk and reward; diversifying your investment choices can help reduce risk. Learn how to use asset allocation to your advantage when designing your investment strategy.

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Live your best life

Is your investment strategy on point to set you up for retirement? Taking some basic steps can build a good foundation. Learn more by scheduling a no-obligation review with a financial consultant.

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Disclosures

Securities and insurance offered through LPL or its affiliates are:

  • Not Insured by FDIC or Any Other Government Agency
  • Not Bank Guaranteed
  • Not Bank Deposits or Obligations
  • May Lose Value

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Webster Bank and Webster Investments are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Webster Investments, and may also be employees of Webster Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Webster Bank or Webster Investments.

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Webster Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

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