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Safeguarding your online banking sessions is our top priority. For information about how you can help protect your online banking sessions, or if you need additional assistance with your e-Treasury log-in, please contact TM Service at [email protected] or 212.575.8020.


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Home equity loans & lines of credit

Your house is your cash reserve; tap its equity for the things you need money for now. With a home equity loan, you get all the financing at once; whereas with a line of credit, you draw upon the funds as you need them.

Compare your options

Home equity line of credit
You decide when and how much to withdraw from your home equity line of credit (HELOC) and only pay interest on what you withdraw.
  • 10 years to draw on line
  • 20 years to repay1
  • Interest only for the first 10 years

Learn More

Home equity loan
Plan for the long term with an upfront lump sum and fixed interest rate. If you're funding a specific expense, get the exact amount you need2.
  • Terms from 5-30 years

Learn More

Both loans and lines
  • Amounts start at $10,000
  • Funding available up to $500,000
  • No closing costs1,2
  • Multiple discounts available to Webster clients

Ready to get started?

Put our solutions to work for you. Contact us today.

Contact us:877.647.5137

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Please do not enter any confidential or personally-identifiable information, such as your social security number, account number(s), or any username(s) and/or password(s) in this form.

Ready to get started?

Put our solutions to work for you. Contact us today.

Contact us:877.647.5137

Disclosures

All of our home loan originators are registered with the Nationwide Mortgage Licensing System and Registry (NMLS System). To obtain the NMLS identification number of a Webster Bank Loan Officer, please call our Contact Center at 800.325.2424. The NMLS identification number can be used to search the NMLS National Database to view their background information.

1Home Equity Line of Credit: No closing costs for home equity lines of credit up to $500,000 in all states that are secured by 1-4 family, owner-occupied residences. Hazard insurance is required. Flood insurance is required, if applicable. Certain prepayment penalties may apply if the line is closed within the first three years. Please contact us for those amounts. There is no annual fee for borrowers with a Webster Private Checking Account relationship at the time of home equity line application. Annual fee for other account relationships is $50 per year. If you make interest only payments during the draw period, then at the start of the repayment period, your monthly payment will increase because you must now pay back the principal as well as interest. This offer is subject to change without notice. Lines are available for properties in CT, NY, MA and RI. Contact a Webster banker for availability in other states and for lines over $500,000.

2Home Equity Loan: No closing costs on loan amounts up to $500,000 in all states that are secured by 1-4 family, owner-occupied residences. Hazard insurance is required. Flood insurance is required, if applicable. Certain prepayment penalties may apply if the loan is closed within the first three years. Please contact us for those amounts. This offer is subject to change without notice. Loans are available for properties in CT, NY, MA and RI. Contact a Webster banker for availability in other states and for loans over $500,000.

All loans and lines of credit are subject to credit approval. Please see a Webster banker for details.

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