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Government and State Agency Loans

These programs provide the first time homebuyer affordable options that may include reduced interest rates and down payment and closing cost assistance.

Get Started

Benefits

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Low down-payment
requirements

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Competitive
mortgage rates

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Support from State Agencies, Federal Housing Authority (FHA) and Veterans Administration (VA)

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Webster participates in State Agency programs such as Connecticut Housing Finance Authority (CHFA) and NY SONYMA

Frequently Asked Questions

How do I know if I’m eligible for a Government-assisted mortgage?
Government mortgages have specific eligibility criteria, such as income level, property condition, and military service for VA loans. Like with any mortgage product, borrowers are subject to credit approval. To find out if you qualify, contact one of our mortgage experts today.
How does a Government-assisted mortgage work?
We work with a variety of government programs that provide eligible participants with lower interest rates, lower down payments and lower closing costs. These loans are particularly popular for first time home buyers and veterans.

Ready to get started?

To learn more about these mortgages, speak to a Community Liaison Officer or a Mortgage Banking Officer, call us or visit your nearest banking center.

877.647.5137Find a Banking Center

Disclosures

All loans are subject to credit approval. Government Mortgages have specific eligibility criteria, including income level and military service.

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