Enable Accessibility
×
Close
Personal Banking Login
Legacy Webster Clients who accessed online banking through websterbank.com or public.websteronline.com:
Legacy Sterling Clients who accessed online banking through SNB.com, please enter your log in credentials below:
If you need assistance, please contact Client Services at [email protected] or 855.274.2800.
e‑Treasury Business Banking
Log in
Safeguarding your online banking sessions is our top priority. For information about how you can help protect your online banking sessions, or if you need additional assistance with your e-Treasury log-in, please contact Client Support at [email protected] or 855.274.2800.

Download our e-Treasury Secure Browser

Business Online Banking
If you need assistance, please contact Client Services at [email protected] or 855.274.2800.
e‑Treasury
Log in
Safeguarding your online banking sessions is our top priority. For information about how you can help protect your online banking sessions, or if you need additional assistance with your e-Treasury log-in, please contact TM Service at [email protected] or 212.575.8020.


Download our e-Treasury Secure Browser

Download the Sterling e-Treasury Token Client


Business Online Banking
If you need assistance, please contact Client Services at [email protected] or 855.274.2800

For optimal viewing experience, please use a supported browser such as Chrome or Edge

Download Edge Download Chrome

Living happily ever after with your joint bank account

Published on May 14, 2020 | Webster Bank

Joint bank accounts are a great convenience for people that share expenses. You could open a joint account with anyone really, your spouse, parents, children, even business associates and roommates. With more hands in the cookie jar, youÕll want to make sure you know the rules, and establish some guidelines of how you will each handle the account. Here are three things you should know about how joint bank accounts work at Webster.

1. WhatÕs mine is yours

Joint accounts are deposit accounts that are owned by two or more individuals with ÔRights of SurvivorshipÕ. To open a joint account at a Webster banking center, both parties need to be present. We will set up one person as the primary account holder, and the other person as secondary, which gives you both equal rights and access to the account. You can also open an account  over the phone. Once your joint account is set up, you both will have the ability to deposit and withdraw funds from the account on your own.

2. JuniorÕs college cash Ð special rules for minors

A minor, age 16-17, can be a joint owner on a checking account only with an adult age 21+. The minor will have the same rights as the adult and is able to transact on the account without limitations. Minors can have an ATM or check card in their own name ONLY on joint accounts with an adult.

Related Article: Money management for teens

3. TilÕ death do us part

If one of you happens to pass away, the other signor has the right to survivorship. What that means is that upon the death of one of the owners the funds belong to the surviving owner(s).  A certified copy of the Death Certificate, with seal, must be submitted to the bank to remove the deceased owner from the account. It also means you can continue to claim the funds on the account without going through the hassle of probate.

Communication is key Ð staying on top of your joint account

Not communicating about your purchases can cause you to over draft your account by accident. Hey Ð it happens, which is why we have a few different overdraft options to fit your needs. You can also sign up for free balance alerts, or use online and mobile banking to stay connected on the go.

Those are some of the basics of joint accounts. For more information, check out these resources:

Related Resources

Personal BankingArticles
Condo shoppers: Six potential bumps in the road to a mortgage
As millennials shop for first homes and empty nesters consider downsizing, condominiums are increasingly hot properties. Buying a condo can be the perfect sweet spot between buying a house and renting an apartment, Condos typically come with smaller price tags, require less upkeep than a freestanding property, and are an attractive way to enterÐor stay […]
Personal BankingArticles
Conquer your financial fears
Everyone can have financial worries: not having enough money for retirement, losing a job and having no income, or debt piling up. However, by having money set aside automatically, we eliminate the worry of having savings as well as the ÒchoiceÓ to save money. We don’t see it. We don’t touch it. We don’t even […]
Personal BankingArticles
DonÕt let these mortgage myths stop you from making your move
ÒFor SaleÓ signs keep catching your eye and you find yourself daydreaming about your some-day dream home, but somethingÕs holding you back from making your move. If itÕs mortgage myths dissuading you from taking that step from renting to owning, donÕt let these misconceptions stop you from buying your first home. Myth 1. You need […]
Connect With Us
Learn more about Webster products, services and the communities we serve.
We’d love your feedback