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Joe Fortin, Dynasty Electric

Client Testimonial

Dynasty Electric

Taking a risk against the odds

“With everything finally taking off, with all we strived for, it felt good knowing that Webster was by our side.”
– Joe Fortin, Dynasty Electric

Client background

Joe Fortin, owner of Dynasty Electric in East Providence, RI and Rehoboth, MA, followed his dream and started his own company during a challenging economy —but knew he couldn’t do it alone. Joe needed a banking partner who could match his “can-do” attitude and help him build a business that would span generations.

The Moment

In 2010, the country was still recovering from the 2008 recession. Despite high unemployment and foreclosures happening all around, Joe was driven to take a big risk; leaving his position with a major company and start his own electrical subcontracting company. People told him the odds were against success; that it would be difficult to secure financing or bonding. Joe was determined to prove them wrong and once he connected with Webster Bank, he knew he would succeed.


 

Our response

Dynasty Electric was caught in a cycle: no financing means no bonding, no bonding means no work. Webster Bank jumped in to help with every step and provided:

  • A commercial real estate loan used to buy the initial property in East Providence, RI and an expansion property in Rehoboth, MA
  • A business line of credit to qualify for bonding
  • Business banking services to facilitate day-to-day finances
  • Cash management services to maximize cash flow and working capital

The results

Since partnering with Webster Bank, Dynasty Electric has been able to secure new business on multi-million dollar residential projects through bonding, obtain a much desired second location in Massachusetts, experience more than an 18% growth in revenue and establish a sustainable business for future generations.

Disclosures

All credit facilities are subject to the normal credit approval process.

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