Commercial Banking Resources

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Commercial BankingArticles 4 min read

Fraud Awareness & Risk Management: Mastering Malware Defense

Criminal perpetrators of malware attacks are displaying unprecedented relentlessness, intensifying their efforts to pilfer data, tarnish reputations, and wreak havoc across businesses of all scales. Understanding malware and knowing how to thwart attacks is the first line of defense for business leaders. What Is Malware? Malware is an intrusive software cybercriminals use to steal data […]

Cybersecurity

Commercial BankingArticles 2 min read

Fraud Awareness & Risk Management

Fraud Prevention Best Practices Use this checklist as a guide to protect your business: Check before you click—be on the alert for business email compromise or malware Reconcile accounts frequently (preferably daily). Ensure that adequate procedures are defined and followed for all types of payments (paper, electronic, and digital). Provide ongoing training to employees on […]

Cybersecurity

Commercial BankingArticles 6 min read

Cyber Fraud Index: An Exclusive Look Inside The C-Suite

Our Cyber Fraud Index Score reflects executives’ insecurities. During an era of rising cybercrime, we asked C-Suite executives how confident they are in their organization’s ability to protect itself from cyber fraud. Our Cyber Fraud Index Score represents the percentages who answered “Very Confident” or “Confident”. We took the elevator up to the c-suite for […]

Cybersecurity

Commercial BankingArticles 4 min read

Fraud Awareness & Risk Management: Fending Off Phishing, Business Email Compromise, and Fraud

Fraud remains a concern for business leaders, as the prevalence of cyberattacks continues to escalate. As businesses enhance their strategies, cybercriminals are equally enhancing their tactics, aiming to outwit established safeguards. This trend has led to businesses shouldering more of the responsibility to combat cybercrime. What Is Business Email Compromise (BEC) aka Phishing? Phishing is […]

Cybersecurity

Commercial BankingArticles 6 min read

Navigating the Inevitable: Why Every Business Owner Needs an Exit Plan

No matter how successful or well-run a business is, every owner will eventually leave it—voluntarily or not. The timing and terms of that exit are often dictated by unpredictable or unavoidable events: Death, Divorce, Disability, Distress, Departure, and Disagreement, among owners. Without a formal business exit plan, these events can erode value, create personal and […]

Financial Planning Private Banking

Commercial BankingArticles 5 min read

Tariffs Take Center Stage

Financial news in the first half of 2025 has been dominated by uncertainty over President Trump’s ongoing tariff negotiations with US global trade partners. Our friends at Capital Group define a tariff as a tax on goods imported from other countries. In their excellent “Guide to Tariffs” they detail various motivations for implementing tariffs on […]

Market Insights

Commercial BankingArticles 9 min read

The Year of Transitions…Or Not.

Merriam-Webster provides the following definitions for the word “transition”: a change or shift from one state, subject, place, etc. to another a period or phase in which such a change or shift is happening something that links one state, subject, place, etc. to another. As we enter 2025, investors will face many transitions. The transition […]

Market Insights

Commercial BankingArticles 6 min read

College Prep: Higher Education Financing Strategies for Proactive Families

An essential but sometimes overlooked component of a family’s financial plan is preparing for the costs of their children or grandchildren’s higher education. Even for well-resourced families, managing the growing expense of college can be challenging, which is why adopting a proactive, long-term approach early on is crucial. The Rising Costs of Higher Education For the […]

Financial Planning Private Banking

Commercial BankingArticles 4 min read

Data Defense: Creating a Robust Fraud Awareness Plan to Protect Your Company

Welcome to the world of cyber theft. Today’s hackers are savvy businesspeople, making cybercrime their full-time job. They find new ways to attack your systems, sometimes waiting months to strike. Cybersecurity is a business issue, and prevention costs far less than recovering from fraud. Every Business Needs a Fraud Awareness Plan Planning ahead requires multiple […]

Cybersecurity

Commercial BankingArticles 5 min read

Key Considerations when Choosing a Financial Planner

Most folks have heard of financial planning and many feel they are in need of a personal financial plan, but what exactly does that mean? An appropriate definition of financial planning is: A collaborative process that helps maximize a client’s potential for meeting life goals through financial advice that integrates relevant elements of the client’s […]

Financial Planning Private Banking

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Commercial BankingArticles 1 min read

Virtual Account Management: A Smart Solution for the Next Generation of Escrow Processing

Any business that uses escrow accounts knows the challenges that come along with managing a large number of them. While they can sometimes be onerous to set up and administer, being able to utilize them effectively and efficiently is key across a range of industries. A new web-based solution from Webster Bank improves upon traditional […]

Commercial BankingArticles 3 min read

Cash Flow Forecasting and Budgeting: What You Need to Know

Learn how cash flow forecasting bridges dangerous gaps in your company's financial picture, empowering you to calculate future needs and manage risk.